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Second charge mortgages from 5.1% APRC. Second charge mortgage representative example (if you choose to add fees to the loan).

12.28% APRC Representative (variable)

Representative example (if you opt to add fees into the loan): Assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £492.68, the borrowing rate is 10.8%, the APRC is 12.28% (variable), total charge for credit would be £13,167.57 and the total amount payable would be £41,385.07.

If you are experiencing financial difficulty then you may wish to seek advice from the impartial service - Money Helper

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.